A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.

The Single Family Housing Direct Loan program offers 100 percent financing, no required down payment, and no private mortgage insurance fee

Learn more abut USDA 1005 Financing