A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $453,100 for a single-family home in all states except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $679,650.

Jumbo mortgages are available for primary residences, second or vacation homes and investment properties, and are also available in a variety of terms, including fixed-rate and adjustable-rate loans. A jumbo loan will typically have a higher interest rate, stricter underwriting rules and require a larger down payment than a standard mortgage.

But don’t let any of that deter you. If you are qualified, we will help you get the Jumbo Loan you need.